Take control of your finances. Call us. (520) 327-4800
In Chapter 13 bankruptcy cases, there is a general requirement that you pay what you owe to as many creditors as you can for 3 to 5 years. At the end of the plan, you have the opportunity to wipe clean all remaining debts that are “unsecured”, such as credit card debt. Because this only […]
If you file for Chapter 7 bankruptcy, you need to pass a “means test” in order for your case not to be converted to Chapter 13. The idea behind the test is that many debtors used to abuse the bankruptcy system by filing for Chapter 7 bankruptcy and wiping clean their debts when they could […]
Reports estimate that there are somewhere between 7 and 20 million illegal immigrants in the United States. Many have come to the U.S. seeking work, and are often suffering financial hardships. Many would like to seek the relief that bankruptcy can provide. This leads many to ask: can an illegal immigrant file for bankruptcy, or […]
A bankruptcy court can set aside, or consider void, a previous court decision that was based on mistake, surprise, or excusable neglect. However, the person trying to set aside the prior decision must prove that one of these things existed at the time and led to the decision. Excusable neglect, generally, is when you act […]
A recent study funded by the National Cancer Institute has analyzed bankruptcy court records along with cancer registry data from almost 232,000 adult cancer cases in Washington over 14 years. While many bankruptcy filings come as a result of medical bills, according to the study, those who live longer have increased rates of bankruptcy. The […]
In re: Bearup, No. A10-00565-HAR (Bankr. D. Alaska, June 1, 2011) In Chapter 7 bankruptcy, the trustee, whose job it is to administer your case, will compile all your property to pay creditors. If the trustee believes you are hiding property or disguising property to avoid it being used in the case, he or she […]
When you file for Chapter 13 bankruptcy, you propose to the court a plan to repay your creditors. During the course of this plan, the court must approve many of your decisions, including the decision to hire a realtor to sell property. The court will want to look at how much you will pay the […]