Take control of your finances. Call us. (520) 327-4800
When you file for bankruptcy, which type of bankruptcy you can qualify for and how much you can keep are all dependent on the amount of income you are deemed to have under the eyes of federal bankruptcy law. Many people depend on Social Security to survive from month to month, and still others use […]
When filing for bankruptcy, most people are aware that they may have less control over their assets, and may even have to surrender some assets. However, many people are unaware of the fact that a bankruptcy filing technically changes the nature of your assets in the eyes of the court, and that timing makes […]
Often, people are aware that filing for bankruptcy can have an effect on their home or car, or even their jewelry. But few people think about the impact a bankruptcy filing could have on their family pets or livestock. What happens to animals during a bankruptcy? Fortunately, most people’s household pets are exempt under state […]
The purpose of filing bankruptcy is to allow the debtor to have a fresh start. By using a Tempe bankruptcy attorney, it enables the debtor to ensure the case is filed properly and is increasingly more likely that the debtor will receive a discharge. There are checks and balances in the bankruptcy system to weed […]
When you file for bankruptcy, you must inform any potential creditors that you filed, so that they can come forward and ask for what you owe them. If they do not do this within a certain time, they lose all rights to claim anything from you. There are, however, six exceptions to the rule that […]
Although the point of garnishing wages is to make sure creditors get paid, states that permit it have a higher bankruptcy rate than states that do not. What can you do to prevent or stop wage garnishment? If you do not pay your bills, a creditor can sue you to collect what you owe. If […]
Are you thinking about filing for Bankruptcy? Don’t fall for these Bankruptcy myths! In Part I of this feature we explored three common bankruptcy myths. Here we explore a few more common bankruptcy myths that are floating around online. Bankruptcy Myth #4: It is simply just too expensive to file for bankruptcy. I won’t be […]
Filing for Bankruptcy may seem like a complex process. The average person probably knows very little about bankruptcy. But the process doesn’t have to be scary. There are certified Arizona Bankruptcy Attorneys who can help you through this process. However, whether you are thinking about filing for bankruptcy or are in the process of filing […]
When a house is lost to foreclosure 99% of the time, the mechanism to complete is the process is called a “trustee sale”. If your house goes through a trustee sale, than you have a chance to be protected by the anti-deficiency law in Arizona. The law states in part: “If trust property [the home] […]
Discharge – A successful filing will result in you receiving a “discharge”. The discharge relieves your legal obligation to pay credit card debt, medical debt, pay day loans, lines of credit, old tax debts, most lawsuit judgments and some others. It is the discharge which really allows you to get a fresh start after bankruptcy. […]