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Probably not. The Arizona bankruptcy laws state that up to $5475 used to purchase a tuition credit or certificate or contributed to an account in accordance with section 529 of the Internal Revenue code is not part of the bankruptcy estate so long as the money was contributed more than one year before the bankruptcy […]
When filing a tucson bankruptcy for the second time there are certain laws and limitations you must follow, click here to see them. Stephen Trezza
Reaffirming credit card debt is almost NEVER a good idea, even the credit cards from a department store (like Best Buy which might give Best Buy a security interest in the purchased merchandise.) Creditors will offer reaffirmation agreements which will allow you to use the card after bankruptcy, however the credit limit will be low […]
Pleased to announce the re-birth and foundation of the Tucson Association of Consumer Bankruptcy Attorneys. We are back in business and had our first monthly meeting. I am very excited to be part of the process of connecting the tucson bankruptcy attorneys around the Tucson area. Luckily, we also get CLE for this association. We […]
I get this question often. Remember your motivation for filing bankruptcy in Arizona includes your desire for a fresh start. The mechanism by which you are granted a fresh start is called a “discharge order”. So the question really is what are the chances that I will not receive a discharge? The answer is that […]
When you file bankruptcy everything that you own is included in a legal fiction called a “bankruptcy estate”. A bankruptcy estate is a concept, nothing is actually physically transferred to the bankruptcy estate when the case is filed but everything you own is considered to be in the bankruptcy estate for the trustee to administer. […]