Do not hire an attorney who does not have his main office in Tucson. Why? Because…
PROVEN BANKRUPTCY PROCESS
Our step-by-step bankruptcy process has withstood the test of time. Be very careful of attorneys who only have a 3 step process because here, as in all areas of your life, you get what you pay for! I track my cases from step 1 to step 9, and will keep you informed so you know the case is complete.
This bankruptcy process substantially reduces the possibility of errors and omissions in Tucson, Arizona. It also allows you and I to easily track the progress of your case.
HOW IT WORKS
Our 9-Step Bankruptcy Process
Step 1: Hire the Firm
You will sign a contract and we will provide you with Part A of the workbook and a list a documents we need to prepare your Petition, Statements and Schedules.Step 2: Complete Workbook
I will complete Part B of the workbook and enroll you in the mandatory credit counseling class (this is a simple one hour class done online at your convenience).Step 3: Prepare Bankruptcy Petition, Statements and Schedules
We will prepare all the paperwork required to ensure that your case will be accepted by the court, the trustee, the creditors and the United States Trustee. A typical package of bankruptcy paperwork is about 30-50 pages in length.Step 4: You Sign the Documents
You will review and sign the documents.Step 5: File Documents with the Bankruptcy Court
We handle all of the filing requirements so that all your creditors receive notice of your bankruptcy filing. The automatic stay goes into effect the instant your case is filed. If there is an active garnishment in your case, we will stop it. If there is a trustee sale set on your home, we will stop it.Step 6: 341 Hearing
Typically, this is a simple five minute meeting with the trustee. I will be there with you to handle any issues that may arise.Step 7: Negotiation / Confirmation
If we file a chapter 7 bankruptcy and a creditor requests a reaffirmation agreement then we will handle that for you. If we file a chapter 13 bankruptcy on your behalf then we will have the plan confirmed.Step 8: Discharge
The court will issue a permanent discharge injunction against your creditors preventing them from any ongoing collection attempts.Step 9: Close the Case
The court will enter an order officially closing the case.WARNING
Do Not Hire a Non-Local Attorney
They won't be present for hearings.
There is a good chance they will not appear at your 341 hearing, typically they will hire a Tucson attorney, who knows nothing about your case, to stand in for them and Trustees do not like that.
They don't know the Tucson process.
Most of these out of town attorneys are from Phoenix but some are from Utah and other states. They do not understand the nuances and idiosyncrasies of the Tucson process and Tucson Trustees.
You can't stop by their office.
You can’t pop in to their office at your convenience because he won’t be there, neither will his staff because he does not have staff in Tucson. He only comes to Tucson to sit with potential new clients. My clients visit my office unannounced all the time to drop off documents, to make payments, and other reasons and if I am not available my staff is.
It just does not make sense.
Client Feedback
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Attorney Stephen and his team at Arizona Law Group of Trezza & Associates provided excellent and quality service. They were easily accessible; got back to me quickly with any questions or concerns I had. Attorney Stephen is extremely knowledgeable, organized and professional. He made this bankruptcy process smooth and his rates are very fair. Thank you so much for all your help! I highly recommend him!
Leslie, on Avvo - November 28, 2016 -
From day one, Stephen Trezza was professional, personable, and non-judgmental about the circumstances that brought me to the place where I had to file a Chapter 7 bankruptcy. He kept me informed of the process, answered any and all of the questions and concerns I had. He was very knowledgeable, and has a great depth of experience, which made me feel at ease. I knew I could trust him from start to finish. It was a very good experience!
Dorothy, on Avvo - August 17, 2016 -
From the moment I walked into Stephen’s office, I felt confident that I was being told the truth. Stephen and his staff responded to my questions promptly and professionally. I was adequately prepared for how the bankruptcy works and what my responsibilities and rights were. I sincerely appreciated being in their good hands at one of the hardest times in my life. Thanks to all of you.
Tish, on Avvo - August 2, 2016
